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Chamber of commerce and trade association health plans are in legal limbo after a federal judge ruled earlier this year that the Trump administration rule allowing them violates the Affordable Care Act...Some associations in Nevada have stopped allowing new businesses into their health plans out of an abundance of caution as the case goes up on appeal, while others have chosen to press forward. The heterogeneous response is the result of the fact that the court’s decision only affects some association health plans and the state Division of Insurance, which oversees the plans, doesn’t know which ones those are...READ MORE

Nevada Health CO-OP is struggling to the end…Nevada Division of Insurance…filed a petition in Clark County District Court to place the CO-OP into a conservation-rehabilitation receivership. If the court grants the petition, the division would take control of the CO-OP's assets, distribution of funds and administration… CO-OP was created by the federal Affordable Care Act...It borrowed $65.9 million from the federal government to get off the ground…It has not made profits to pay back the loans: The CO-OP reported a $19.3 million operating loss in 2014, and losses of $22.7 million from January through June…It's the fourth of 23 Obamacare CO-OPs to fail nationwide.

The Division of Insurance has announced that Nevada’s insurance carriers that participate in the Silver State Health Insurance Exchange have decided to only offer coverage to Clark, Washoe, and Nye counties beginning in 2018...Currently three medical carriers offer plans on Nevada Health Link:

• Anthem (The only insurance company currently selling statewide)
• Health Plan of Nevada
• Prominence Health Plan

But some changes are coming as of January 1, 2018.

• Anthem & Health Plan of Nevada will only be offering coverage in Washoe, Clark, and Nye Counties.
• Prominence Health Plan announced this week that they will be pulling out of the Nevada Exchange market.
• Two new companies, Aetna and Centene will be joining the exchange market but according to the Division of Insurance at most they will only be offering plans in Washoe, Clark, and Nye counties

The Division of Insurance says this will leave about 8,000 Nevada residents without coverage across 14 counties. The largest group is about 5,000 people across Carson City, Douglas, Lyon, and Storey Counties...If you live outside of Washoe, Clark, or Nye counties and have concerns about your coverage, Silver State Health Exchanges suggests you call them at 855-768-5465...They say that they are working diligently with Governor Sandoval to come up with a plan for those that could be uninsured.

Nevada Division of Insurance said…that it has approved 2016 health insurance rates for individual and small-group coverage…For small businesses and their employees, premiums will rise an average of 5 percent,…Consumers who buy a plan through the state's Nevada Health Link insurance exchange will see an average premium gain of 8.7 percent. Individual buyers off of the exchange will pay 9.6 percent more…

There will be four insurance companies offering insurance plans on the Exchange with a total of 24 individual health plans to choose from between Clark, Washoe and Nye counties in 2018...The Nevada Division of Insurance has posted a summary of proposed rate changes for Plan Year 2018 on the Division’s website. These proposed rate changes are for plans sold on the Nevada’s health insurance Exchange in the individual market..."Posting these rate changes on the website allows the Division to be transparent with Nevada’s consumers so that they have an opportunity to review these requests from insurance carriers," said Insurance Commissioner Barbara Richardson. "This is also an opportunity for consumers to submit their comments to the Division during this rate review process."...The average proposed rate change for the individual market on Exchange is an increase of 38%.